Financing for UAE trading companies
In trading, cash is often tied up between supplier payments and buyer collections. You may wait 30–90 days for a buyer to pay while the next shipment needs cash now. Salam Dirham helps UAE trading SMEs bridge that gap with Invoice Advance, working capital, or purchase order funding—clear written terms, not instant-approval promises.
In short
Salam Dirham helps UAE trading companies unlock cash when supplier payments and buyer collections are out of sync. Use Invoice Advance for unpaid B2B invoices, purchase order funding when suppliers must be paid first, and working capital for mixed operating gaps. First review feedback usually follows a complete upload within about 24 hours; funding happens only after underwriting and a signed written offer.
How we can help
Import and re-export cycles
Bridge the gap between paying overseas or free-zone suppliers and collecting from local or regional buyers. Use purchase order funding when suppliers must be paid first, and invoice advance when unpaid customer invoices already exist.
Inventory-heavy businesses
Keep stock moving while receivables sit on longer terms. Working capital can cover mixed operating costs when the gap is broader than a single invoice set.
Corporate buyer payment terms
Unlock cash from approved B2B invoices instead of waiting for 30–90 day payment cycles. Limits and rates stay estimates until review, and funding is not promised until you sign an offer.
Documents you may need
- Trade license and company identity documents
- Recent company bank statements
- Unpaid B2B invoices or supplier purchase orders (depending on product)
- Buyer or supplier details that support the cash-flow gap
Frequently asked questions
Which Salam Dirham product fits trading cash-flow gaps?
Invoice Advance fits unpaid customer invoices. Purchase order funding fits supplier payments that must clear before your buyer pays. Working capital fits mixed operating costs when the gap is broader than one invoice set.
Who is this for?
UAE-registered trading SMEs with identifiable B2B buyers or suppliers and company documents ready to upload. Approval is never guaranteed from an on-site estimate.
Does “about 24 hours” mean money in my account?
No. That usually means first review feedback after a complete upload. Final terms and funding come only after underwriting and a signed written offer.
Products that fit your needs
Ready to start an application?
Create an account, upload a complete document pack, and review written terms before you accept. Limits and rates stay estimates until review. Funding is not guaranteed until you sign an offer.
Create an account