For businesses

Working capital finance in the UAE

Up to AED 500KFrom 2% /mo

Working capital finance for UAE businesses—cover payroll, stock, and supplier gaps with clear documents upfront.

Apply now

500K

Up to 500K AED · estimated 2–4.5% /mo

First review

Within 24 hours

Maximum limit

500KAED

Estimated rate

2–4.5% /mo

First review

Within 24 hours

How it works

Working capital finance in the UAE bridges the gap when money comes in slower than bills go out. Use it for payroll, inventory, or supplier payments with a clear document list online—faster than a typical bank working-capital loan for many SMEs.

Upload what we ask for, see initial terms quickly, then receive a final written offer after review. Nothing is binding until you accept that offer.

Who is this for?

Seasonal or project-based businesses

Businesses with uneven revenue cycles that need short-term cash between customer payments.

Retail, services, and light manufacturing

Businesses managing supplier payments, payroll, and inventory with predictable recurring expenses.

Businesses waiting on customer payments

Teams waiting on customer payments but needing to fund the next operating month now.

What you need to qualify

Active UAE company with recent banking activity
Ability to provide company and representative documents
Clear explanation of working-capital use case in the application
Final limit and pricing confirmed only after document review and credit assessment

Documents you may need

Here's a quick look at what we usually need. We'll confirm the exact list when you apply.

Trade License
Company MOA
Company Bank Statement

Frequently asked questions

What can business working-capital finance be used for?

Typical uses include bridging payroll, inventory, supplier payments, and other short-term operating needs. Use of funds is reviewed during application review.

How is this different from invoice advance?

Working-capital financing covers broader operating needs, while invoice advance is tied to specific B2B invoices. Purchase order funding covers supplier invoices. See our comparison of invoice advance vs bank loans for a side-by-side view.

Are rates fixed at application?

No. The application shows estimated ranges only. Final rate, tenure, and fees are shared in writing before acceptance.

Ready to get started?

Start your application online. Save progress, upload documents when ready, and see written terms before you accept.

Apply now

Just a heads-up: we'll need to check your details, documents, and credit before finalizing the terms. We can't promise funding until you sign an official offer.

How it works

Upload what we ask for, see initial terms quickly, then receive a final written offer after review. Nothing is binding until you accept that offer.

Who is this for?

Seasonal or project-based businesses

Businesses with uneven revenue cycles that need short-term cash between customer payments.

Retail, services, and light manufacturing

Businesses managing supplier payments, payroll, and inventory with predictable recurring expenses.

Businesses waiting on customer payments

Teams waiting on customer payments but needing to fund the next operating month now.

Frequently asked questions

What can business working-capital finance be used for?

Typical uses include bridging payroll, inventory, supplier payments, and other short-term operating needs. Use of funds is reviewed during application review.

How is this different from invoice advance?

Are rates fixed at application?

No. The application shows estimated ranges only. Final rate, tenure, and fees are shared in writing before acceptance.